{"id":376,"date":"2020-09-28T22:06:47","date_gmt":"2020-09-29T03:06:47","guid":{"rendered":"https:\/\/va-financiera.mx\/blog\/?p=376"},"modified":"2020-09-28T22:06:47","modified_gmt":"2020-09-29T03:06:47","slug":"te-conviene-adquirir-un-auto-via-credito-en-esta-pandemia","status":"publish","type":"post","link":"https:\/\/va-financiera.mx\/blog\/te-conviene-adquirir-un-auto-via-credito-en-esta-pandemia\/","title":{"rendered":"\u00bfTe conviene adquirir un auto v\u00eda cr\u00e9dito en esta pandemia?"},"content":{"rendered":"\n<p class=\"has-drop-cap wp-block-paragraph\">En esta temporada de pandemia muchas agencias han abierto las opciones para que los clientes puedan obtener un auto a cr\u00e9dito. Si est\u00e1s en b\u00fasqueda de adquirir el <a href=\"https:\/\/va-financiera.mx\/blog\/licencia-de-conducir-tendra-version-digital\/\">au<\/a><a href=\"https:\/\/va-financiera.mx\/blog\/licencia-de-conducir-tendra-version-digital\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">t<\/a><a href=\"https:\/\/va-financiera.mx\/blog\/licencia-de-conducir-tendra-version-digital\/\">o<\/a> de tus sue\u00f1os, deber\u00e1s tomar en cuenta los siguientes puntos.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Debes primero considerar tu estado laboral, ya que el adquirir un cr\u00e9dito significa un gasto m\u00e1s mensualmente en tu presupuesto. Para esto, es muy importante que cuentas con la seguridad laboral de que podr\u00e1s cubrir este gasto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Es importante que asumas este gasto, sin que se te empalmen con otros gastos. Es por eso que antes de buscar el cr\u00e9dito, deber\u00e1s revisar tus deudas y asegurarte de solventar los pagos mensuales que hayas adquirido previamente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de comprar un auto deber\u00e1s pensar para qu\u00e9 usar\u00e1s el auto, ya que con eso podr\u00e1s definir un modelo que se adecue a tu presupuesto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Define si el auto que comprar\u00e1s ser\u00e1 solamente para ti o para tu familia y si lo usar\u00e1s en la ciudad o en carretera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En esta temporada de pandemia en que nos encontramos expuestos todos, el adquirir un auto podr\u00eda evitarte estar en m\u00e1s contacto con personas que en el transporte p\u00fablico.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para adquirir un auto nuevo es bueno que cuentes con un ahorro previo para que no tengas que pagar tanto en tus mensualidades. Este pago puede ir del 10 hasta 50 por ciento del costo total.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toma en cuenta que por la pandemia muchas aseguradoras ofrecen la posibilidad de adquirir un cr\u00e9dito con cero por ciento de enganche. Verifica que realmente sea de esta manera y que no suba el precio total del auto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Otro factor que influye es e Costo Anual Total (CAT) del cr\u00e9dito, esto es un porcentaje que refleja los gastos administrativos que cobra la instituci\u00f3n financiera por contratar el producto. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s deber\u00e1s elegir el plazo en que puedes adquirirlo y elegir la mensualidad que m\u00e1s se adapte a tu presupuesto. Considera que a mayor duraci\u00f3n del cr\u00e9dito, mayor es la cantidad que pagar\u00e1s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00bfA\u00fan no cuentas con un auto nuevo? En \u00a0<a href=\"https:\/\/www.va-servicios.mx\/\">VA Arrendamiento y Cr\u00e9dito\u00a0<\/a>te damos las opciones para que puedas adquirir el auto de tus sue\u00f1os con las mejores facilidades de pago.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/va-financiera.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u00a1Sol\u00edcita tu plan aqu\u00ed!<\/strong><\/a><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-coblocks-social has-text-align-center has-colors\" style=\" \"><ul><li>\r\n\t\t\t\t\t<a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/va-financiera.mx\/blog\/te-conviene-adquirir-un-auto-via-credito-en-esta-pandemia\/&#038;title=\u00bfTe%20conviene%20adquirir%20un%20auto%20v\u00eda%20cr\u00e9dito%20en%20esta%20pandemia?\" 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style=\"\">Compartir en Twitter<\/span>\r\n\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/li><li>\r\n\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=https:\/\/va-financiera.mx\/blog\/te-conviene-adquirir-un-auto-via-credito-en-esta-pandemia\/&#038;title=\u00bfTe%20conviene%20adquirir%20un%20auto%20v\u00eda%20cr\u00e9dito%20en%20esta%20pandemia?\" class=\"wp-block-button__link wp-block-coblocks-social__button wp-block-coblocks-social__button--linkedin     has-padding\" title=\"Compartir en LinkedIn\" style=\"border-radius: 40px;\">\r\n\t\t\t\t\t\t<span class=\"wp-block-coblocks-social__icon\" style=\"\"><\/span>\r\n\t\t\t\t\t\t<span class=\"wp-block-coblocks-social__text\" style=\"\">Compartir en LinkedIn<\/span>\r\n\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/li><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>En esta temporada de pandemia muchas agencias han abierto las opciones para que los clientes puedan obtener un auto a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":377,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[86,43],"class_list":["post-376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sector-automotriz","tag-credito-auto","tag-sector-automotriz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>\u00bfTe conviene adquirir un auto v\u00eda cr\u00e9dito en esta pandemia? - VA-Financiera<\/title>\r\n<meta name=\"description\" content=\"En esta temporada de pandemia muchas agencias han abierto las opciones para que los clientes puedan obtener un auto a cr\u00e9dito.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" 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