{"id":1283,"date":"2026-02-06T14:28:48","date_gmt":"2026-02-06T20:28:48","guid":{"rendered":"https:\/\/va-financiera.mx\/blog\/?p=1283"},"modified":"2026-02-17T12:02:19","modified_gmt":"2026-02-17T18:02:19","slug":"negocios-que-acceden-a-credito-pyme","status":"publish","type":"post","link":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/","title":{"rendered":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Acceder a un <strong>cr\u00e9dito PYME<\/strong> puede marcar la diferencia entre estancarse o crecer. Sin embargo, no todos los negocios saben si realmente califican o qu\u00e9 caracter\u00edsticas deben cumplir para obtener financiamiento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3n, te explicamos <strong>qu\u00e9 tipos de negocios pueden solicitar un cr\u00e9dito PYME en M\u00e9xico<\/strong>, qu\u00e9 se eval\u00faa y qu\u00e9 necesitas para aumentar tus probabilidades de aprobaci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 se considera una PYME en M\u00e9xico?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En M\u00e9xico, una <strong>Peque\u00f1a y Mediana Empresa (PYME)<\/strong> se clasifica generalmente por n\u00famero de empleados, nivel de ingresos anuales y giro del negocio (comercial, industrial o de servicios).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En t\u00e9rminos generales:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Microempresa<\/strong>: hasta 10 empleados.<\/li>\n\n\n\n<li><strong>Peque\u00f1a empresa<\/strong>: entre 11 y 50 empleados.<\/li>\n\n\n\n<li><strong>Mediana empresa<\/strong>: hasta 250 empleados (dependiendo del sector).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Todas estas categor\u00edas pueden acceder a cr\u00e9ditos PYME<\/strong>, aunque las condiciones var\u00edan seg\u00fan el tama\u00f1o y el riesgo del negocio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Requisitos generales para acceder a un cr\u00e9dito PYME<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Los principales requisitos que necesitas para solicitar un cr\u00e9dito PYME:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identificaci\u00f3n oficial del propietario o representante legal.<\/li>\n\n\n\n<li>Comprobante de domicilio.<\/li>\n\n\n\n<li>Alta ante el SAT.<\/li>\n\n\n\n<li>Estados de cuenta bancarios.<\/li>\n\n\n\n<li>Comprobantes de ingresos.<\/li>\n\n\n\n<li>Antig\u00fcedad m\u00ednima del negocio.<\/li>\n\n\n\n<li>Buen historial crediticio (del negocio o del due\u00f1o).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 factores se toman en cuenta para aprobar un cr\u00e9dito PYME?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se suelen evaluar los siguientes datos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ingresos constantes y comprobables.<\/li>\n\n\n\n<li>Capacidad de pago.<\/li>\n\n\n\n<li>Historial crediticio.<\/li>\n\n\n\n<li>Giro del negocio.<\/li>\n\n\n\n<li>Nivel de endeudamiento actual.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Un negocio rentable, aunque sea peque\u00f1o, puede tener <strong>m\u00e1s probabilidades de aprobaci\u00f3n<\/strong> que uno grande pero mal administrado.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tipos de negocios que pueden acceder a un cr\u00e9dito PYME<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Negocios comerciales<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Son uno de los perfiles m\u00e1s comunes para el otorgamiento de cr\u00e9dito.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tiendas de abarrotes.<\/li>\n\n\n\n<li>Papeler\u00edas.<\/li>\n\n\n\n<li>Ferreter\u00edas.<\/li>\n\n\n\n<li>Boutiques y tiendas de ropa.<\/li>\n\n\n\n<li>Negocios de venta en l\u00ednea (e-commerce).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Negocios de servicios<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los negocios de servicios tambi\u00e9n son altamente elegibles, especialmente si tienen ingresos constantes.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Restaurantes y cafeter\u00edas.<\/li>\n\n\n\n<li>Est\u00e9ticas y salones de belleza.<\/li>\n\n\n\n<li>Talleres mec\u00e1nicos.<\/li>\n\n\n\n<li>Consultor\u00edas.<\/li>\n\n\n\n<li>Agencias de marketing o dise\u00f1o.<\/li>\n\n\n\n<li>Servicios profesionales independientes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Negocios industriales o de producci\u00f3n<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aunque suelen requerir montos mayores, muchos cr\u00e9ditos PYME est\u00e1n dise\u00f1ados para este tipo de empresas.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>F\u00e1bricas peque\u00f1as.<\/li>\n\n\n\n<li>Talleres de manufactura.<\/li>\n\n\n\n<li>Negocios de transformaci\u00f3n de productos.<\/li>\n\n\n\n<li>Empresas de log\u00edstica o distribuci\u00f3n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Negocios nuevos o en crecimiento <\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Contrario a lo que muchos piensan, <strong>no es obligatorio tener muchos a\u00f1os operando<\/strong> para acceder a un cr\u00e9dito PYME.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Algunas instituciones aceptan negocios con:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>6 meses de operaci\u00f3n.<\/li>\n\n\n\n<li>1 a\u00f1o de antig\u00fcedad comprobable.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para ello, se suelen evaluar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flujo de ingresos.<\/li>\n\n\n\n<li>Buen manejo financiero.<\/li>\n\n\n\n<li>Historial crediticio del due\u00f1o.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Consejos para aumentar tus probabilidades de obtener un cr\u00e9dito PYME<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mant\u00e9n tus finanzas separadas (personales y del negocio).<\/li>\n\n\n\n<li>Declara ingresos reales ante el SAT.<\/li>\n\n\n\n<li>Cuida tu historial crediticio.<\/li>\n\n\n\n<li>Ten claro para qu\u00e9 necesitas el cr\u00e9dito.<\/li>\n\n\n\n<li>Compara opciones antes de contratar<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La mayor\u00eda de los negocios formales pueden acceder a un cr\u00e9dito PYME<\/strong>, sin importar su tama\u00f1o o giro, siempre que demuestren estabilidad y capacidad de pago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desde peque\u00f1os comercios hasta empresas en crecimiento, el cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si tu negocio ya genera ingresos y est\u00e1 formalmente constituido, en <a href=\"https:\/\/va-financiera.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">VA Financiera<\/a> puedes encontrar opciones de cr\u00e9dito para que tu PYME siga creciendo.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-to-vivid-purple-gradient-background has-text-color has-background has-link-color has-text-align-center wp-element-button\" href=\"https:\/\/va-financiera.mx\/\"><strong>\u00a1Sol\u00edcita u<\/strong>n <strong>plan!<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Acceder a un cr\u00e9dito PYME puede marcar la diferencia entre estancarse o crecer. Sin embargo, no todos los negocios saben [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1284,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pymes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?<\/title>\r\n<meta name=\"description\" content=\"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/\" \/>\r\n<meta property=\"og:locale\" content=\"es_ES\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?\" \/>\r\n<meta property=\"og:description\" content=\"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/\" \/>\r\n<meta property=\"og:site_name\" content=\"VA-Financiera\" \/>\r\n<meta property=\"article:published_time\" content=\"2026-02-06T20:28:48+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-02-17T18:02:19+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/VA-FB.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"768\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"VA-Financiera\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"VA-Financiera\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/\"},\"author\":{\"name\":\"VA-Financiera\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/person\\\/3fa879baea83cf8b6d0fc14cb2e62b74\"},\"headline\":\"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?\",\"datePublished\":\"2026-02-06T20:28:48+00:00\",\"dateModified\":\"2026-02-17T18:02:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/\"},\"wordCount\":585,\"publisher\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Que-negocios-pueden-acceder-a-credito-PYMES.png\",\"articleSection\":[\"Pymes\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/\",\"name\":\"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Que-negocios-pueden-acceder-a-credito-PYMES.png\",\"datePublished\":\"2026-02-06T20:28:48+00:00\",\"dateModified\":\"2026-02-17T18:02:19+00:00\",\"description\":\"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#primaryimage\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Que-negocios-pueden-acceder-a-credito-PYMES.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Que-negocios-pueden-acceder-a-credito-PYMES.png\",\"width\":1536,\"height\":800,\"caption\":\"Qu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/negocios-que-acceden-a-credito-pyme\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\",\"name\":\"VA-Financiera\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\",\"name\":\"Va Arrendamiento y Cr\u00e9dito\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/va-financiera-logo.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/va-financiera-logo.png\",\"width\":390,\"height\":135,\"caption\":\"Va Arrendamiento y Cr\u00e9dito\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/person\\\/3fa879baea83cf8b6d0fc14cb2e62b74\",\"name\":\"VA-Financiera\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"caption\":\"VA-Financiera\"},\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/autor\\\/infraestructura\\\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?","description":"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?","og_description":"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.","og_url":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/","og_site_name":"VA-Financiera","article_published_time":"2026-02-06T20:28:48+00:00","article_modified_time":"2026-02-17T18:02:19+00:00","og_image":[{"width":768,"height":400,"url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/VA-FB.png","type":"image\/png"}],"author":"VA-Financiera","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"VA-Financiera","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#article","isPartOf":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/"},"author":{"name":"VA-Financiera","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/person\/3fa879baea83cf8b6d0fc14cb2e62b74"},"headline":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?","datePublished":"2026-02-06T20:28:48+00:00","dateModified":"2026-02-17T18:02:19+00:00","mainEntityOfPage":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/"},"wordCount":585,"publisher":{"@id":"https:\/\/va-financiera.mx\/blog\/#organization"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#primaryimage"},"thumbnailUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/Que-negocios-pueden-acceder-a-credito-PYMES.png","articleSection":["Pymes"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/","url":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/","name":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?","isPartOf":{"@id":"https:\/\/va-financiera.mx\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#primaryimage"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#primaryimage"},"thumbnailUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/Que-negocios-pueden-acceder-a-credito-PYMES.png","datePublished":"2026-02-06T20:28:48+00:00","dateModified":"2026-02-17T18:02:19+00:00","description":"El cr\u00e9dito PYME es una herramienta clave para impulsar el desarrollo, mejorar la liquidez y aprovechar nuevas oportunidades.","breadcrumb":{"@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#primaryimage","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/Que-negocios-pueden-acceder-a-credito-PYMES.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2026\/02\/Que-negocios-pueden-acceder-a-credito-PYMES.png","width":1536,"height":800,"caption":"Qu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES"},{"@type":"BreadcrumbList","@id":"https:\/\/va-financiera.mx\/blog\/negocios-que-acceden-a-credito-pyme\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/va-financiera.mx\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfQu\u00e9 negocios pueden acceder a cr\u00e9dito PYMES?"}]},{"@type":"WebSite","@id":"https:\/\/va-financiera.mx\/blog\/#website","url":"https:\/\/va-financiera.mx\/blog\/","name":"VA-Financiera","description":"","publisher":{"@id":"https:\/\/va-financiera.mx\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/va-financiera.mx\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/va-financiera.mx\/blog\/#organization","name":"Va Arrendamiento y Cr\u00e9dito","url":"https:\/\/va-financiera.mx\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2020\/12\/va-financiera-logo.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2020\/12\/va-financiera-logo.png","width":390,"height":135,"caption":"Va Arrendamiento y Cr\u00e9dito"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/person\/3fa879baea83cf8b6d0fc14cb2e62b74","name":"VA-Financiera","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","caption":"VA-Financiera"},"url":"https:\/\/va-financiera.mx\/blog\/autor\/infraestructura\/"}]}},"_links":{"self":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/comments?post=1283"}],"version-history":[{"count":1,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1283\/revisions"}],"predecessor-version":[{"id":1285,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1283\/revisions\/1285"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/media\/1284"}],"wp:attachment":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/media?parent=1283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/categories?post=1283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/tags?post=1283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}