{"id":1199,"date":"2025-11-03T12:47:17","date_gmt":"2025-11-03T18:47:17","guid":{"rendered":"https:\/\/va-financiera.mx\/blog\/?p=1199"},"modified":"2025-11-12T13:26:42","modified_gmt":"2025-11-12T19:26:42","slug":"como-elegir-el-plazo-ideal-para-tu-credito-empresarial","status":"publish","type":"post","link":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/","title":{"rendered":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Elegir el <strong>plazo adecuado para tu cr\u00e9dito empresarial<\/strong> es una de las decisiones m\u00e1s importantes que puede tomar cualquier emprendedor o due\u00f1o de negocio. Un financiamiento bien planeado no solo impulsa el crecimiento de tu empresa, sino que tambi\u00e9n te permite mantener una <strong>salud financiera estable<\/strong> a largo plazo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En esta gu\u00eda te explicamos r\u00e1pidamente c\u00f3mo determinar el <strong>plazo ideal de tu cr\u00e9dito<\/strong>, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 es el plazo de un cr\u00e9dito empresarial?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El <strong>plazo de un cr\u00e9dito<\/strong> es el tiempo que tienes para <strong>liquidar el pr\u00e9stamo<\/strong> que solicitaste. Puede variar desde unos meses hasta varios a\u00f1os, dependiendo del tipo de cr\u00e9dito, el monto y la instituci\u00f3n financiera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Existen dos tipos principales:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cr\u00e9ditos a corto plazo<\/strong>: de 3 a 18 meses. Ideales para capital de trabajo, compra de inventario o cubrir gastos operativos temporales.<\/li>\n\n\n\n<li><strong>Cr\u00e9ditos a largo plazo<\/strong>: de 2 a 10 a\u00f1os o m\u00e1s. Recomendados para proyectos de expansi\u00f3n, adquisici\u00f3n de maquinaria o apertura de nuevas sucursales.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Factores clave para elegir el plazo ideal<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Objetivo del cr\u00e9dito<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Define con claridad para qu\u00e9 usar\u00e1s el dinero. Si se trata de un gasto temporal, lo mejor es un <strong>plazo corto<\/strong>; si es una inversi\u00f3n que generar\u00e1 beneficios a largo plazo, opta por un <strong>plazo m\u00e1s extenso<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Capacidad de pago mensual<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Calcula<\/strong> <strong>cu\u00e1nto puedes pagar cada mes sin afectar la operaci\u00f3n diaria<\/strong>. Un plazo m\u00e1s largo reduce las mensualidades, pero aumenta el costo total por intereses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tasa de inter\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Eval\u00faa si la tasa es fija o variable<\/strong>. En cr\u00e9ditos largos, una tasa fija puede darte mayor estabilidad y previsibilidad en tus finanzas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Proyecciones financieras<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Analiza tus flujos de efectivo esperados. Si tu empresa tiene <strong>temporadas altas y bajas<\/strong>, busca un cr\u00e9dito flexible que te permita ajustar pagos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tipo de garant\u00eda o respaldo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Algunas instituciones ofrecen mejores condiciones o plazos m\u00e1s amplios si presentas un <strong>aval o garant\u00eda s\u00f3lida<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Consejos para elegir el mejor cr\u00e9dito empresarial<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compara opciones de <strong>bancos, fintechs y cooperativas<\/strong>.<\/li>\n\n\n\n<li>Calcula el <strong>CAT (Costo Anual Total)<\/strong>, no solo la tasa de inter\u00e9s.<\/li>\n\n\n\n<li>Evita sobreendeudarte; el cr\u00e9dito debe impulsar tu negocio, no limitarlo.<\/li>\n\n\n\n<li>Revisa si puedes hacer <strong>pagos anticipados sin penalizaci\u00f3n<\/strong>.<\/li>\n\n\n\n<li><strong>Consulta<\/strong> con tu contador o asesor financiero antes de firmar. Recuerda que estas decisiones pueden afectar negativamente a tu empresa si no se toman con cuidado. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Elige la mejor opci\u00f3n <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El <strong>plazo ideal de tu cr\u00e9dito empresarial<\/strong> depender\u00e1 del <strong>uso del financiamiento<\/strong>, la <strong>capacidad de pago de tu empresa<\/strong> y tus <strong>metas de crecimiento<\/strong>.<br>Planear correctamente te permitir\u00e1 aprovechar el cr\u00e9dito como una <strong>herramienta estrat\u00e9gica<\/strong>, no como una carga. Con <strong><a href=\"https:\/\/va-financiera.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">Va Financiera<\/a><\/strong> tendr\u00e1s acompa\u00f1amiento para elegir cu\u00e1l es el mejor plazo e impulsar tu compa\u00f1\u00eda con las mejores soluciones. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-to-vivid-purple-gradient-background has-text-color has-background has-link-color has-text-align-center wp-element-button\" href=\"https:\/\/va-financiera.mx\/\"><strong>\u00a1Sol\u00edcita u<\/strong>n<strong> plan!<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Elegir el plazo adecuado para tu cr\u00e9dito empresarial es una de las decisiones m\u00e1s importantes que puede tomar cualquier emprendedor [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1200,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1199","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia-y-finanzas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera<\/title>\r\n<meta name=\"description\" content=\"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/\" \/>\r\n<meta property=\"og:locale\" content=\"es_ES\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera\" \/>\r\n<meta property=\"og:description\" content=\"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/\" \/>\r\n<meta property=\"og:site_name\" content=\"VA-Financiera\" \/>\r\n<meta property=\"article:published_time\" content=\"2025-11-03T18:47:17+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-11-12T19:26:42+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/blog-VA.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"768\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"VA-Financiera\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"VA-Financiera\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/\"},\"author\":{\"name\":\"VA-Financiera\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/person\\\/3fa879baea83cf8b6d0fc14cb2e62b74\"},\"headline\":\"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial?\",\"datePublished\":\"2025-11-03T18:47:17+00:00\",\"dateModified\":\"2025-11-12T19:26:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/\"},\"wordCount\":506,\"publisher\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/credito-empresarial.png\",\"articleSection\":[\"Econom\u00eda y Finanzas\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/\",\"name\":\"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/credito-empresarial.png\",\"datePublished\":\"2025-11-03T18:47:17+00:00\",\"dateModified\":\"2025-11-12T19:26:42+00:00\",\"description\":\"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#primaryimage\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/credito-empresarial.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/credito-empresarial.png\",\"width\":768,\"height\":400,\"caption\":\"cr\u00e9dito empresarial\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\",\"name\":\"VA-Financiera\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#organization\",\"name\":\"Va Arrendamiento y Cr\u00e9dito\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/va-financiera-logo.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/va-financiera-logo.png\",\"width\":390,\"height\":135,\"caption\":\"Va Arrendamiento y Cr\u00e9dito\"},\"image\":{\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/#\\\/schema\\\/person\\\/3fa879baea83cf8b6d0fc14cb2e62b74\",\"name\":\"VA-Financiera\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"contentUrl\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/favicon-va-1-150x150.png\",\"caption\":\"VA-Financiera\"},\"url\":\"https:\\\/\\\/va-financiera.mx\\\/blog\\\/autor\\\/infraestructura\\\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera","description":"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera","og_description":"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.","og_url":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/","og_site_name":"VA-Financiera","article_published_time":"2025-11-03T18:47:17+00:00","article_modified_time":"2025-11-12T19:26:42+00:00","og_image":[{"width":768,"height":400,"url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/blog-VA.png","type":"image\/png"}],"author":"VA-Financiera","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"VA-Financiera","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#article","isPartOf":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/"},"author":{"name":"VA-Financiera","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/person\/3fa879baea83cf8b6d0fc14cb2e62b74"},"headline":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial?","datePublished":"2025-11-03T18:47:17+00:00","dateModified":"2025-11-12T19:26:42+00:00","mainEntityOfPage":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/"},"wordCount":506,"publisher":{"@id":"https:\/\/va-financiera.mx\/blog\/#organization"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#primaryimage"},"thumbnailUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/credito-empresarial.png","articleSection":["Econom\u00eda y Finanzas"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/","url":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/","name":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial? - VA-Financiera","isPartOf":{"@id":"https:\/\/va-financiera.mx\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#primaryimage"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#primaryimage"},"thumbnailUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/credito-empresarial.png","datePublished":"2025-11-03T18:47:17+00:00","dateModified":"2025-11-12T19:26:42+00:00","description":"En esta gu\u00eda te explicamos c\u00f3mo determinar el plazo ideal de tu cr\u00e9dito, qu\u00e9 factores debes considerar y c\u00f3mo aprovecharlo al m\u00e1ximo.","breadcrumb":{"@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#primaryimage","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/credito-empresarial.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/11\/credito-empresarial.png","width":768,"height":400,"caption":"cr\u00e9dito empresarial"},{"@type":"BreadcrumbList","@id":"https:\/\/va-financiera.mx\/blog\/como-elegir-el-plazo-ideal-para-tu-credito-empresarial\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/va-financiera.mx\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfC\u00f3mo elegir el plazo ideal para tu cr\u00e9dito empresarial?"}]},{"@type":"WebSite","@id":"https:\/\/va-financiera.mx\/blog\/#website","url":"https:\/\/va-financiera.mx\/blog\/","name":"VA-Financiera","description":"","publisher":{"@id":"https:\/\/va-financiera.mx\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/va-financiera.mx\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/va-financiera.mx\/blog\/#organization","name":"Va Arrendamiento y Cr\u00e9dito","url":"https:\/\/va-financiera.mx\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2020\/12\/va-financiera-logo.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2020\/12\/va-financiera-logo.png","width":390,"height":135,"caption":"Va Arrendamiento y Cr\u00e9dito"},"image":{"@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/va-financiera.mx\/blog\/#\/schema\/person\/3fa879baea83cf8b6d0fc14cb2e62b74","name":"VA-Financiera","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","url":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","contentUrl":"https:\/\/va-financiera.mx\/blog\/wp-content\/uploads\/2025\/02\/favicon-va-1-150x150.png","caption":"VA-Financiera"},"url":"https:\/\/va-financiera.mx\/blog\/autor\/infraestructura\/"}]}},"_links":{"self":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/comments?post=1199"}],"version-history":[{"count":1,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1199\/revisions"}],"predecessor-version":[{"id":1202,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/posts\/1199\/revisions\/1202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/media\/1200"}],"wp:attachment":[{"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/media?parent=1199"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/categories?post=1199"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/va-financiera.mx\/blog\/wp-json\/wp\/v2\/tags?post=1199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}